Statement of AI Use

The Wharton School embraces the use of generative AI technology and sees it as an important tool for students in this rapidly changing world. While we believe that generative AI will continue to provide utility to all students, your work contained within this application must be your own. We recommend applicants treat generative AI as you would the guidance or writings of another person. For example, this means that, as it is unacceptable to have another person substantially complete a task like writing an admissions essay, it is also unacceptable to have AI substantially complete the task. 
 
By embracing AI responsibly, Wharton aims to uphold the integrity of the application process while leveraging technological advancements to enrich the application experience. The Wharton School of the University of Pennsylvania requires that the work in your application must be completely accurate and exclusively your own, and may use its own proprietary and/or licensed AI solutions in order to identify AI-authored elements of applications. Any such flagging will result in a more holistic investigation of an application. 

Ethics

All Wharton Global High School Investment competition team members are held to high personal ethical standards. The decisions you make from the moment you register for the competition should be honest and truthful to the best of your ability. This starts with your number of team members (you must have at least four active members at all times to compete) and ends with how you articulate your strategy and investment choices in your final papers — and includes everything in between. We trust that you will not lie about your investment decisions and outcomes, fabricate analyses, invent teamwork and experiential stories, compensate advisors, education consultants, or other agents, enroll in non-Wharton extracurricular courses that claim to “teach” the competition, pass AI generated writing or work off as your own, or plagiarize existing strategies. If at any point you are unsure about a decision or situation, please reach out to the Wharton Global Youth Program team for clarification.  

Students must abide by the University of Pennsylvania’s Code of Academic Integrity, which states a student’s work must be their own, and not be plagiarized from any other source, including advisors or “unofficial” advisors. Plagiarism includes, but is not limited to, the use of another’s words or ideas as if they are one’s own. Plagiarism and any kind of academic cheating are grounds for dismissal from the competition. If at any point you are unsure about a decision or situation, please reach out to the Wharton Global Youth Program staff for clarification. Ethics are an essential aspect of money management. All teams should review the CFA Institute’s Asset Manager Code and operate by these standards. We expect you to read these rules and apply them to all you do on behalf of your potential client throughout the competition.  

The Wharton Global Youth Program reserves the right to engage its employees and third-party private investigatory firms and/or forensic analysts to ensure compliance with the foregoing restrictions, and to ensure that all teams are competing fairly.  

AI Policy

You may use generative AI programs (e.g., tools like ChatGPT) to help generate ideas and to brainstorm. However, you should note that the material generated by these programs may be inaccurate, incomplete, or otherwise problematic. Beware that use may also stifle your own independent thinking and creativity. You may not submit any work generated by an AI program as your own. All material referenced or generated by AI should be cited like any other reference material (with due consideration for the quality of the reference, which may be poor). If you use AI to assist you in any way during the competition, how you use it must be recorded in your Works Cited pages. Any plagiarism or other form of cheating will be dealt with severely under relevant Investment Competition policies.

Commenting on content is, by nature, expressing personal views, sentiments and opinions. Comments should reflect students’ voices and your ideas, not those generated by AI. Often, the most authentic comments stand out and succeed. AI has little relevance or purpose within the context of the Wharton Global Youth Comment & Win competition.

After using generative AI tools, it is a good idea to ask yourself these Checklist Questions, to guarantee you haven’t violated Penn’s Code of Academic Integrity. When in doubt, please contact us for guidance. 

• Does this submission represent my voice, my opinion, my research? Did I come to my current conclusion before or after using generative AI tools? Does using the tools still allow me to come to my own conclusions? 
• Did I verify the information I gathered from generative AI tools, whether it is the research it mentions, or the source it cites? Can I trace all of my citations to academically recognized publications? 
• Did I double check the numbers and information are most up-to-date? 
• Did I understand the key learnings and how to arrive at the answers without the assistance of generative AI tools? 
• Have I checked all the limitations of generative AI tools to make sure my work is credible? 

Under Penn’s Code of Academic Integrity, students may not use unauthorized assistance in their academic work. Though each of your instructors may have their own position on what constitutes unauthorized assistance with respect to generative AI tools, directly copying responses from those tools or feeding them an essay prompt or a question and claiming the response as your own are definitely not considered as authorized assistance. 

Your instructors may incorporate participation, group work, and collaboration with others as part of your final grade and as an essential aspect of the course’s learning process. If the course requires interaction with peers, relying solely on generative AI tools for communication could be viewed as academic dishonesty. We encourage you to discuss any concerns regarding these policies directly with your instructors.  

Here we provide some general guidelines and a toolkit to assist with your academic journey with Wharton Global Youth.  

First, we want to help you understand the limitations of generative AI tools, no matter how seemingly powerful they are. An AI tool’s knowledge is limited to what it was trained on, and an algorithm fed inaccurate training data will produce poor results. 

• It might be subject to conscious or unconscious biases of humanity at large, depending on the sources of its training data. Anyone using this technology should be aware of the possible inaccuracies and biases amplified as facts without disclosure by those tools.
• It might create fake citations. The vast majority of the training data comes from the internet, thus it is easy for generative AI tools to make up information. Students should maintain a critical mindset when it comes to doing research and writing process.
• It might generate an outdated response. For example, the ChatGPT 3.5 model was last trained in September 2021, meaning it may give outdated responses unless its training data is updated (the GPT 4 model, which requires a paid subscription, was last updated in April 2023). Unlike search engines like Google, which can provide the latest information, ChatGPT isn’t trained to search the internet and pull information while being used. 
• It has limited ability to perform calculations. While you may have heard about generative AI tools passing various math tests, it still has its own limitations and can sometimes only make an educated guess. We encourage you to use a calculator to compare your results.  

• Use it to help you brainstorm or boost your learning efficiency.  
  • Example prompt: “Can you organize my notes [include your notes here] into an outline?” 
  • Example prompt: “Can you create flashcards from these glossary terms [input a list of definitions you have learned in class]?” 

* Caution: Sharing your original work with generative AI tools may raise privacy concerns, as it is an AI tool that processes input to generate responses. Although user inputs are not directly integrated into the large language model, they are accessible to and stored by OpenAI and may be utilized to improve future versions of the tool. 

• Ask for prompts.  
  • Example prompt: “Can you provide practice problems for [the topic you want to practice more]?” 

* Caution: Remember the calculation limitation that generative AI tools have. 

• Get both sides of the argument. 
  • Example prompt: “What are the different perspectives on X?” 

*Caution: Remember the limitation as an outdated data source if you want to gather information on more recent events. Also, remember the limitation of fake citations. You should still do your own research to verify the different voices. 

• Ask for templates. This is comparable to a traditional Google Search. 
  • Example prompt: “Can you provide me with a 1-page cover letter template?” 
  • Example prompt: “Can you show me a good infographic template?”
• Ask for feedback. You can ask for preliminary feedback on written work, which could sometimes be useful. 

*Caution: Remember the privacy concerns. 

• Use it for language translation. Generative AI tools are powerful in providing more context-based translations.  
  • Example prompt: “Can you translate [a sentence] in the context of an [specific occasion] into [target language]?” 

*Caution: Remember the limitation as an outdated data source. Language transforms quickly and the answer you get might not still reflect how current speakers communicate.  

• Don’t paste your homework/exam questions directly as prompts. 
  • Irresponsible prompt: “Solve this: 3x + 5 = 14” 
  • Irresponsible prompt: “Write a 5-paragraph essay on the causes of World War II.” 
• Don’t directly copy answers from generative AI tools and submit as your own. 
• Don’t use AI for personal reflection or opinion-based tasks. We are interested in hearing your opinions, your stories and your thoughts. In our classrooms, fellow students hope to learn from you, your background, your understanding on the course materials and your thought process, not from a machine.  
• Don’t rely on AI for group assignments. Using AI to complete your portion of a group project instead of collaborating with your peers is considered academic dishonesty. Your peers hope to work with you as a team member, not with a machine. 
• Don’t use AI to cheat on exams or tests. 
• Don’t use AI to paraphrase or rewrite plagiarized content.  
• Don’t use AI to fake research or sources.  
• Don’t post AI-generated discussion posts within the course community forum.