The Embedded Pre-baccalaureate Program provides a unique delivery model for our dual-enrollment pre-baccalaureate program. Instead of individual students applying and enrolling in courses, an entire class of high school students is admitted and takes the course together directly from their high school. Courses maintain the same academic policies and standards as our typical pre- baccalaureate offerings.
Current Embedded Pre-baccalaureate Program Partners
The Wharton Global Youth Program is collaborating with the National Education Opportunity Network and Heights Philadelphia, to educate and inspire high school students in historically underserved communities. We currently offer two courses: Essentials of Personal Finance and Introduction to Income Tax Preparation and U.S. Fiscal Policy.
The Essentials of Personal Finance course is led by Professor David Musto. It is designed to teach personal finance concepts and financial decision making to high school students. Across 10 weeks, students learn everything from defining and calculating simple and compound interest, to how the U.S. tax system works, to exploring ways to fund higher education and negotiate the best available financial aid packages.
The Introduction to Income Tax Preparation and U.S. Fiscal Policy course is led by Dr. Cathy Schrand. It is designed to introduce high school students to basic income tax preparation while helping them understand how tax policy connects to broader social and fiscal policy. Through training connected to the IRS Volunteer Income Tax Assistance (VITA) program, students gain experience preparing tax returns and consider how tax preparation and financial services can support individuals and families in their communities.
Embedded Pre-baccalaureate | Wharton Stories
David Musto, the Ronald O. Perelman Professor in Finance at Wharton, worked closely with the various stakeholders and MBA students to develop and execute the course. Musto recognized the value of teaching high-school students personal finance concepts such as the compounding of interest, and addressing their important life decisions, such as the financing of college.
“Financial literacy is such an important skill that is not taught enough,” Musto says. “I was proud of the impact that the course had on talented students from financially stressed communities around the country. They realized what they were capable of achieving when they mastered the elements of a Wharton course in high school.”
Teaching Fellows and Teaching Assistants
2026-2027 ACCT 0001 Participating Schools
2026-2027 Essentials of Personal Instructional Staff
2026 Essentials of Personal Finance Participating Schools
2025-2026 Essentials of Personal Instructional Staff
2024-2025 Essential of Personal Finance Instructional Staff
2024-2025 Essentials of Personal Participating Schools
2023 Essentials of Personal Finance Participating Schools
2023-2024 Instructional Staff
- Bodine High School for International Affairs (Philadelphia, PA)
- Central High School (Philadelphia, PA)
- George Washington Carver High School of Engineering and Science (Philadelphia, PA)
- High School of the Future (Philadelphia, PA)
- Julia Reynolds Masterman School (Philadelphia, PA)
- Northeast High School (Philadelphia, PA)
- Philadelphia High School for Creative and Performing Arts (Philadelphia, PA)
- Roxborough High School (Philadelphia, PA)
Teaching Fellows
- Rhea Banerjee
- Alice Chen
- Emily Chen
- Natasha Di Centa
- Christiana Dryden
- Brett Graham
- William Harkless
- Quinn Hermann
- Hong Eunice Ho Tsz
- Mallika Jain
- Julia Knorr
- Coco Liu
- Sarvash Malani
- Zia Merchant
- Brian O’Sullivan
- Chiara Rachmanis
- Carlos Salgado
- Karan Sanghavi
- Kriti Sharma
- Jiadi Su
- Dahlia Tarver
- Marios Vafiadis
- Leyi Wang
- Katherine Waltman
- Christina Wen
- Rui Wu
- Nicholas Zullo
Teaching Assistants
- Rashmi Admala
- Nawshin Ahana
- Tunmise Alarape
- Azin Anees
- Raphael Behar
- Dawi Bong
- James Duong
- Danielle Esan
- Orit Hineshim
- Suri Jiang
- Jonathan Ling
- Vivian Ma
- Elisa Martinez
- Anish Nadella
- Kunal Ranjan
- Osayande Sule
- Yunhan Sui
- Amber Ware
- Haley White
- Anna Wu
- Gia Yun
- Sunny Zheng
- Artesia High -1 (Lakewood, CA)
- Artesia High -2 (Lakewood, CA)
- Blackstone Valley Prep (Cumberland, RI)
- City Honors International Prep School (Inglewood, CA)
- Civic Leadership Academy -1 (Elmhurst, NY)
- Civic Leadership Academy -2 (Elmhurst, NY)
- Community School for Social Justice (Bronx, NY)
- Franklin High School (El Paso, TX)
- Hialeah High School (Hialeah, TX)
- Highland Park High School (Topeka, KS)
- KIPP Atlanta Collegiate Academy (Atlanta, GA)
- LIFE Academy High School for Film and Music (Brooklyn, NY)
- Lompoc High School -1 (Lompoc, CA)
- Lynwood High School (Lynwood, CA)
- Marco Antonio Firebaugh High School (Lynwood, CA)
- Mastery Charter Schools – Lenfest Campus (Philadelphia, PA)
- Miami Edison Senior High School (Miami, FL)
- North Miami Senior High School (North Miami, FL)
- Pelham Preparatory Academy (Bronx, NY)
- Performing Arts and Technology High School (Brooklyn, NY)
- Perspectives/IIT Math & Science Academy (Chicago, IL)
- Roosevelt HS (Washington, D.C)
- Southwest Miami Senior High School (Miami, FL)
- Thornton Fractional South High School (Lansing, IL)
- Upper Darby High School (Drexel Hill, PA)
- Urban Assembly Maker Academy -1 (New York, NY)
- Urban Assembly Maker Academy -2 (New York, NY)
Teaching Fellows
- Albert Aldrich
- Rhea Banerjee
- Eyram Adedze
- Steve Berkowitz
- Arjun Bhuyan
- Aurian Capart
- Sreelatha Challa
- Betty Chen
- Noah Cho
- Roya Dadgar
- Sabrina Gaitan
- Isha Goyal
- Amy Guan
- Ahmad Hasanian
- Miao He
- Emeline Hervier
- Rishav Jain
- Unnishankar Jayaprakash
- Matt Jenkins
- Oritseweyinmi Olamide-Kotunv
- Austin Lessin
- Chuan-huei Li
- Jingjing Li
- Matthew McShane
- Kiera Mercier-Solodar
- Evan Nawrocki
- Shraddha Nayak
- Nkeiruka Okororie
- Brian Daniel O’Sullivan
- Ayodeji Oyemakinde
- Matthew Paragas
- Samia Qureshi
- Chiara Rachmanis
- Talise Redmond
- Duncan Robertson
- Ernesto Rosales
- Narelle Shen
- Shawn (Yechan) Shin
- Lailah Shorter
- Isabel J. Sjodin
- Sakshi Singh
- Arunabh Singh
- Saloni Singhal
- Shankar Sriram
- William Stewart III
- Micaela Stoner
- Colin Sullivan
- Diksha Sundarka
- Mark Te
- Loic Tchebetchou
- Dionysius Theodore
- Benjamin Vandehey
- Narasingamoorthy Veilukanthaperumal
- Chelsea Vuong
- Connor Woods
Teaching Assistants
- Nawshin Ahana
- Tunmise Alarape
- Meg Anam
- Leandra Archibald
- Maria Araujo
- Sophie Bakshi
- Dawi Bong
- Martina Bulgarelli
- Aidan Burchmore
- Jacob Canelo-Garcia
- Anita Chacko
- Catherine Chan
- Cindy Chen
- Michelle Chen
- Kate Cunha
- Rosalie Daniels
- Sean Donovan
- Ysaach Romac Habon
- Devante Heywood
- Cassie Hong
- Erin Hong
- Siddhant Jain
- Gabriella Jean
- Lalana Karri
- Anushka Kulkarni
- Jocelyn Lee
- Rachel Lee
- Yushi Liu
- Alina Markutsya
- Euquil Mutayi
- Patrick Ngoma
- Tu Nguyen
- Ethan Niu
- Krunal Patel
- Mansi Patel
- Kunal Ranjan
- Gina Ryu
- Eleonor Spasova
- Eugene Waweru
- Jaeden Westergaard
- Haley White
- Hayden Wiltshire
- Jennifer Zhang
- Helen Zheng
- Sunny Zheng
- Christine Zhou
Teaching Fellows
- Eyram Adedze
- Kojoh Atta
- Alhaji Bah
- Ankush Bansal
- Steve Berkowitz
- Aurian Capart
- James Chin
- Noah Cho
- Analia Cuevas-Ferreras
- Alexandra Ding
- Monika Fanous
- Srishti Goyal
- Miao He
- Emeline Hervier
- Rishav Jain
- Unnishankar Jayaprakash
- Chengye Jiang
- Salonee Kabra
- Chuan-huei Li
- Jingjing Li
- Anika Limaye
- Kiera Mercier-Solodar
- Shraddha Nayak
- Ayodeji Oyemakinde
- Matthew Paragas
- Woodson Powell
- Zhengqing Qian
- Talise Redmond
- Ernesto Rosales
- Narelle Shen
- Arunabh Singh
- Diksha Sundarka
- Mark Te
- Loic Tchebetchou
- Fan Yang
- Zhengyang Zhong
Teaching Assistants
- Leandra Archibald
- Dawi Bong
- Comari Brown
- Martina Bulgarelli
- Jacob Canelo-Garcia
- Anita Chacko
- Michelle Chin
- Kate Cunha
- Rosalie Daniels
- Sean Donovan
- Lily Feng
- Tiffany Fu
- Karen He
- Erin Hong
- Victor Kogo
- Jocelyn Lee
- Yushi Liu
- Alina Markutsya
- Euquil Mutayi
- Patrick Ngoma
- Krunal Patel
- Kunal Ranjan
- Jarod Rejonis
- Gina Ryu
- Deniz Sari
- Shivam Shah
- Shaira Tabassum
- Eugene Waweru
- Jennifer Zhang
- Academy Of the Pacific Rim Charter Public School (Hyde Park, MA)
- Achievement First University Prep High School (Brooklyn, NY)
- American Senior High School (Hialeah, FL)
- Benjamin Franklin Senior High (Los Angeles, CA)
- Bowie High School (El Paso, TX)
- Bronx International High School (Bronx, NY)
- Callaway High School (Jackson, MS)
- Claremont International High School (Bronx, NY)
- Crotona International High School (Bronx, NY)
- Cultural Academy for the Arts and Sciences (Brooklyn, NY)
- Digital Arts and Cinema Technology High School (Brooklyn, NY)
- Eastern High School (Washington, DC)
- Fairfax Senior High (Los Angeles, CA)
- Flushing International High School (Flushing, NY)
- Fordham High School for the Arts (Bronx, NY)
- Harlem Children’s Zone Promise Academy Charter School (New York, NY)
- Harlem Children’s Zone Promise Academy II Charter School (New York, NY)
- Health Opportunities High School (Bronx, NY)
- Hialeah High School (Hialeah, FL)
- High School for Service & Learning (Brooklyn, NY)
- Homestead Senior High School (Homestead, FL)
- International High School at Union Square (New York, NY)
- International School for Liberal Arts (Bronx, NY)
- Jordan (June) School for Equity (San Francisco, CA)
- KIPP Academy Lynn Collegiate High School (Lynn, MA)
- KIPP Cooper Norcross High School (Camden, NJ)
- KIPP Newark Collegiate Academy – 1 (Newark, NJ)
- KIPP Newark Collegiate Academy – 2 (Newark, NJ)
- KIPP Newark Lab High School (Newark, NJ)
- Long Island City High School (Long Island City, NY)
- Longwood Preparatory Academy (Bronx, NY)
- Manchester High School (Manchester, CT)
- Miami Coral Park Senior High School (Miami, FL)
- Miami Northwestern Senior High School (Miami, FL)
- Miami Southridge Senior High (Miami, FL)
- Middle College High School (West Athens, CA)
- Nathaniel Narbonne Senior High (Los Angeles, CA)
- Nelson Mandela High School for Social Justice (Brooklyn, NY)
- North Miami Senior High School (North Miami, FL)
- Paterson Charter School for Science and Technology (Paterson, NJ)
- Repertory Company High School for Theatre Arts (New York, NY)
- Reseda Charter High School (Reseda, CA)
- Robert Morgan Educational Center (Miami, FL)
- San Pedro Senior High School (San Pedro, CA)
- School Without Walls (Washington, DC)
- SEO Scholars (San Francisco, CA)
- South Hunterdon Regional High School (Lambertville, NJ)
- South Valley Academy (Albuquerque, NM)
- Southwest Miami Senior High School (Miami, FL)
- Susan Miller Dorsey Senior High (Los Angeles, CA)
- The Manhattan International High School (New York, NY)
- Thirty-Second Street USC Performing Arts (Los Angeles, CA)
- Venice Senior High School (Los Angeles, CA)
- Visual and Performing Arts at Legacy High School Complex (South Gate, CA)
- Westchester Enriched Sciences Magnets (Los Angeles, CA)
- Academy for Conservation and the Environment High School (Brooklyn, NY)
- All City Leadership Secondary School (Brooklyn, NY)
- American High School (Hialeah, FL)
- Benjamin Franklin High School (Los Angeles, CA)
- Booker T. Washington High School (Miami, FL)
- Claremont International High School (Bronx, NY)
- Crotona International HS (Bronx, NY)
- Cypress Hills Collegiate Preparatory School (Brooklyn, NY)
- Flushing International High School (Flushing, NY)
- Frederick Douglass Academy II Secondary School (New York, NY)
- Hialeah-Miami Lakes Senior High School (Hialeah, FL)
- KIPP Academy Lynn Collegiate (Lynn, MA)
- Linda Marquez High School- School Of Social Justice (Huntington Park, CA)
- Miami Carol City High School (Miami Gardens, FL)
- Miami Coral Park Senior High School (Miami, FL)
- Miami Southridge Senior High School (Miami, FL)
- Morningside High School (Inglewood, CA)
- Mott Haven Village Preparatory High School (Bronx, NY)
- North Miami Beach Senior High School (Miami, FL)
- Robert Morgan Educational Center (Miami, FL)
- School for Classics High School (Brooklyn, NY)
- Southwest Miami High School (Miami, FL)
- The Young Women’s Leadership School of Queens (Jamaica, NY)
- Weaver High School (Hartford, CT)
- Kashica Agarwal (Teaching Fellow)
- Paul Alade (Teaching Fellow)
- Alana Bess (Teaching Assistant)
- Djavaneh Bierwirth (Teaching Fellow)
- Josh Blatt (Teaching Fellow)
- Naomi Bright (Teaching Fellow)
- Juliet Bright (Teaching Assistant)
- Comari Brown (Teaching Assistant)
- Martina Bulgareilli (Teaching Assistant)
- Jacob Canelo-Garcia (Teaching Assistant)
- Michelle Chen (Teaching Assistant)
- Meady Chiem (Teaching Assistant)
- James Chin (Teaching Fellow)
- Kaitlin Cruz (Teaching Assistant)
- Kate Cunha (Teaching Assistant)
- Valeria Damis (Teaching Assistant)
- Lewis Dunaway (Teaching Fellow)
- Helen Fan (Teaching Fellow)
- Lisa Friedmann (Teaching Fellow)
- Chelsea Hartanto (Teaching Fellow)
- Will Henriques (Teaching Fellow)
- Erin Hong (Teaching Assistant)
- Vedika Jawa (Teaching Assistant)
- Unnishankar Jayaprakash (Teaching Fellow)
- Manusri Kalakonda (Teaching Assistant)
- Amy Lau (Teaching Fellow)
- Stephanie Lee (Teaching Fellow)
- Rachel Lee (Teaching Assistant)
- Lorna Lin (Teaching Assistant)
- Kelly Liu (Teaching Assistant)
- Tyeirra Lynch (Teaching Assistant)
- Amila Mujkic (Teaching Assistant)
- Euquil Mutayi (Teaching Assistant)
- Warren Ndlovu (Teaching Fellow)
- Krunal Patel (Teaching Assistant)
- Woodson Powell (Teaching Fellow)
- Kathryn Qian (Teaching Fellow)
- Adhiti Rajesh (Teaching Fellow)
- Valik Rege (Teaching Fellow)
- Ernie Rosales (Teaching Fellow)
- Arzoo Sethi (Teaching Fellow)
- Ankita Shrivastava (Teaching Fellow)
- Kesley Spencer (Teaching Fellow)
- Eugene Waweru (Teaching Assistant)
- Sheng Xu (Teaching Fellow)